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Category: Being Human

Top 10 Ways to Be Smart When Helping Loved Ones Journey Through the Medical Services Industrial Complex

One of the central roles of a financial planner is that of being a guide — of helping clients find and then take their own unique, and hopefully best and brightest, path through the external financial world out there. We are, after all, all of us forever in its force […]

A Scale-Tale: How Big is a Business with 400 Employees?

I am a student of scale — a collector of scale-tales. It all began decades ago with the wonderful book The Seven Mysteries of Life, by Guy Murchie, a life’s-work sort of undertaking for him, full of interesting notions interspersed with the author’s cute drawings and beginning with a chapter […]

Don’t Be Usin’ the B-Word Unless You Need to Be Doin’ the B-Word (Hint: B-Word = Budget)

Are you saving 15% of your take-home pay? And have you been doing that for most of your working life? If so, then don’t even think about using the B-word — you don’t need to even go there. Just enjoy the 85% you’re spending — enjoy it thoroughly — and […]

Shame Shame Shame on the Estate Planning Industries — and Me Possibly Lending a Helping Hand

Every once in a while you hear yourself say something to someone, and then, inside your head, you immediately hear yourself saying to yourself, Never again: I must figure out a way to be able to never say that again. Years ago that happened to me when I worked at […]

Of Hockey Players and Home Buyers: The Luck of the (Birth) Draw

Not long ago (15 years, say) you could buy a decent house in San Francisco for $40k down and $2.5k a month. For many, that was doable, especially since it cost $2.5k to rent that same house. And, as icing on the cake, you got the appreciation ride — an […]